FAQs
What types of debt counselling do you offer?
debts4us are specialists in debt advice and debt consolidation. We offer numerous types of debt counselling and work hard to lighten your burden whatever the situation.
By how much can debt counselling reduce my monthly repayments?
Very often entering into a Voluntary Arrangement through our Insolvency Practitioners reduces average monthly outgoings by over one half .
How will debt consolidation affect my credit?
Debt counselling can provide clients with a structured plan to begin to repair an existing adverse credit history.
How does debt consolidation differ from declaring bankruptcy?
The purpose of declaring bankruptcy is to completely absolve yourself of debts altogether.
What is the difference between a secured and an unsecured loan?
The main difference between a secured and an unsecured loan is that a secured loan is secured on property and an unsecured loan is not.
If I complete the online application form am I under any obligation?
No. Our online application form is merely for us to determine whether we can help you with your debt problems.
What is the best way for me to contact you?
The easiest way for you to apply for help from debts4us is to complete our online application form and wait for a debts4us advisor to contact you.
Alternatively you can contact us by email, mail, phone or fax. All of our contact details are on our contact page.
I was under a lot of stress due to all the debt letters and telephone calls I was receiving and I didn’t know how I was going to get out of the mess I was in. That is until I spoke to the helpful staff at Debts4Us who have helped me get my life back on track.
Speaking to the team felt like a massive weight off my shoulders and a year on I am almost debt free. I can’t thank them enough.